{"id":2442,"date":"2020-07-13T15:12:20","date_gmt":"2020-07-13T20:12:20","guid":{"rendered":"https:\/\/alcreative.com.co\/?page_id=2442"},"modified":"2020-08-04T18:45:40","modified_gmt":"2020-08-04T23:45:40","slug":"sarlaft","status":"publish","type":"page","link":"https:\/\/www.almacafe.com.co\/en\/sarlaft\/","title":{"rendered":"SARLAFT"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; css=&#8221;.vc_custom_1589210461108{margin-top: 0px !important;padding-top: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css=&#8221;.vc_custom_1589210547311{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_text]<\/p>\n<div class=\"title_bg_services\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2392\" src=\"\/assets\/media\/2020\/07\/img_Sarlaft.jpg\" alt=\"\" width=\"1920\" height=\"600\" srcset=\"https:\/\/www.almacafe.com.co\/assets\/media\/2020\/07\/img_Sarlaft.jpg 1920w, https:\/\/www.almacafe.com.co\/assets\/media\/2020\/07\/img_Sarlaft-300x94.jpg 300w, https:\/\/www.almacafe.com.co\/assets\/media\/2020\/07\/img_Sarlaft-1024x320.jpg 1024w, https:\/\/www.almacafe.com.co\/assets\/media\/2020\/07\/img_Sarlaft-768x240.jpg 768w, https:\/\/www.almacafe.com.co\/assets\/media\/2020\/07\/img_Sarlaft-1536x480.jpg 1536w, https:\/\/www.almacafe.com.co\/assets\/media\/2020\/07\/img_Sarlaft-260x81.jpg 260w, https:\/\/www.almacafe.com.co\/assets\/media\/2020\/07\/img_Sarlaft-50x16.jpg 50w, https:\/\/www.almacafe.com.co\/assets\/media\/2020\/07\/img_Sarlaft-150x47.jpg 150w\" sizes=\"(max-width:767px) 480px, (max-width:1920px) 100vw, 1920px\" \/><\/p>\n<div class=\"title_services\">SARLAFT<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; css=&#8221;.vc_custom_1596584737013{padding-bottom: 40px !important;background-color: #f5f5f5 !important;}&#8221;][vc_column offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1594665325937{padding-bottom: 30px !important;}&#8221;]<\/p>\n<ul class=\"t1\">\n<li>SARLAFT<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1594670813153{padding-top: 20px !important;padding-right: 30px !important;padding-left: 30px !important;}&#8221;]<\/p>\n<h2>CERTIFICATION ON THE SYSTEM TO MANAGE THE RISK OF MONEY LAUNDERING AND FINANCING OF TERRORISM &#8211; <strong>SARLAFT (in Spanish)<\/strong><\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; css=&#8221;.vc_custom_1594665404339{padding-bottom: 60px !important;background-color: #f5f5f5 !important;}&#8221;][vc_column offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_column_text css=&#8221;.vc_custom_1594665338969{padding-bottom: 40px !important;}&#8221;]<\/p>\n<ul class=\"t1\">\n<li>SARLAFT<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;5\/6&#8243;][vc_column_text css=&#8221;.vc_custom_1594670825576{padding-top: 20px !important;padding-right: 220px !important;}&#8221;]<\/p>\n<h2>CERTIFICATION ON THE SYSTEM TO MANAGE THE RISK OF MONEY LAUNDERING AND FINANCING OF TERRORISM &#8211; <strong>SARLAFT (in Spanish)<\/strong><\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1594670875560{padding-bottom: 60px !important;}&#8221;]<span style=\"color: #235a3d;\">Almacenes Generales de Dep\u00f3sito de Caf\u00e9 &#8211; ALMACAF\u00c9 S.A., holder of Tax Identification Registry (NIT, in Spanish) No. 860,010,973-4, hereinafter referred to as \u201cALMACAF\u00c9\u201d, is a Company duly incorporated in Colombia and which has as its main domicile in the following address: Calle 73 No. 8-13 &#8211; Bogot\u00e1 &#8211; Capital District. In order to pursue its operations, ALMACAF\u00c9 is supervised by the Financial Superintendence of Colombia, hereinafter referred to as SFC, and has implemented a System for Managing the Risk of Money Laundering and the Financing of Terrorism (SARLAFT), as provided by the Basic Legal Memorandum (C.E. 029\/14) &#8211; Part I &#8211; Title IV &#8211; Chapter IV of the SFC, pursuant to what is provided for in the Organic By &#8211; Laws of Colombian Financial System (\u201cE.O.S.F.\u201d) (Decree 663 of 1993), as well as in the international recommendations and best practices on this subject.<\/span><\/p>\n<p><span style=\"color: #235a3d;\">This risk management system fulfills with the stages, elements, mechanisms and instruments defined in the valid regulation and implemented through policies and procedures stated in the SARLAFT Manual and in the Code of Conduct approved by the Board of Directors, which are of mandatory compliance by all company executives and employees.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1594670887015{padding-bottom: 60px !important;}&#8221;]<span style=\"color: #235a3d;\">Almacenes Generales de Dep\u00f3sito de Caf\u00e9 &#8211; ALMACAF\u00c9 S.A., holder of Tax Identification Registry (NIT, in Spanish) No. 860,010,973-4, hereinafter referred to as \u201cALMACAF\u00c9\u201d, is a Company duly incorporated in Colombia and which has as its main domicile in the following address: Calle 73 No. 8-13 &#8211; Bogot\u00e1 &#8211; Capital District. In order to pursue its operations, ALMACAF\u00c9 is supervised by the Financial Superintendence of Colombia, hereinafter referred to as SFC, and has implemented a System for Managing the Risk of Money Laundering and the Financing of Terrorism (SARLAFT), as provided by the Basic Legal Memorandum (C.E. 029\/14) &#8211; Part I &#8211; Title IV &#8211; Chapter IV of the SFC, pursuant to what is provided for in the Organic By &#8211; Laws of Colombian Financial System (\u201cE.O.S.F.\u201d) (Decree 663 of 1993), as well as in the international recommendations and best practices on this subject.<\/span><\/p>\n<p><span style=\"color: #235a3d;\">This risk management system fulfills with the stages, elements, mechanisms and instruments defined in the valid regulation and implemented through policies and procedures stated in the SARLAFT Manual and in the Code of Conduct approved by the Board of Directors, which are of mandatory compliance by all company executives and employees.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#88bc6c&#8221;][vc_column css=&#8221;.vc_custom_1594670295438{padding-top: 40px !important;padding-right: 127px !important;padding-bottom: 40px !important;padding-left: 60px !important;}&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2449&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221; css=&#8221;.vc_custom_1594665930927{padding-top: 40px !important;padding-left: 10px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594670950438{padding-top: 40px !important;padding-bottom: 30px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">CUSTOMER <strong>KNOWLEDGE: <\/strong><\/span><\/h2>\n<p align=\"justify\"><span style=\"color: #ffffff;\">Our CK policy aims to ensure that all our customers are duly identified and that their financial profile can be determined. On account of the high &#8211; risk profile of some customers, more demanding processes must be established to obtain information about them.<\/span><\/p>\n<p align=\"justify\"><span style=\"color: #ffffff;\">Customers\u2019 information is verified and different actions to keep their information fully up to date are carried out. This is further supplemented with the knowledge of the market segments we serve, which in turn enables us to make comparisons vis-\u00e0-vis the customers we render services to.<\/span><\/p>\n<p align=\"justify\"><span style=\"color: #ffffff;\">Customers\u2019 information is maintained during the period of time set forth in the law and it is fully at the disposal of the authorities for purposes related to an investigation.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#88bc6c&#8221;][vc_column css=&#8221;.vc_custom_1594670322877{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2449&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594670943174{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">CUSTOMER <strong>KNOWLEDGE: <\/strong><\/span><\/h2>\n<p align=\"justify\"><span style=\"color: #ffffff;\">Our CK policy aims to ensure that all our customers are duly identified and that their financial profile can be determined. On account of the high &#8211; risk profile of some customers, more demanding processes must be established to obtain information about them.<\/span><\/p>\n<p align=\"justify\"><span style=\"color: #ffffff;\">Customers\u2019 information is verified and different actions to keep their information fully up to date are carried out. This is further supplemented with the knowledge of the market segments we serve, which in turn enables us to make comparisons vis-\u00e0-vis the customers we render services to.<\/span><\/p>\n<p align=\"justify\"><span style=\"color: #ffffff;\">Customers\u2019 information is maintained during the period of time set forth in the law and it is fully at the disposal of the authorities for purposes related to an investigation.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column css=&#8221;.vc_custom_1594670389030{padding-top: 40px !important;padding-right: 60px !important;padding-bottom: 40px !important;padding-left: 60px !important;}&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594671008363{padding-top: 40px !important;padding-bottom: 30px !important;padding-left: 113px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">MONITORING <strong>SYSTEM:<\/strong><\/span><\/h2>\n<p><span style=\"color: #2e6946;\">In general terms, monitoring aims to identify unusual operations based on alert signals. In case of certain types of customers who have a high-risk profile, a more detailed monitoring scheme has been put in place.<\/span><\/p>\n<p><span style=\"color: #2e6946;\">In keeping with these policies, whenever the analysis determines that operations or transactions are suspicious, they are reported to the competent authorities (Financial Information and Analysis Unit &#8211; UIAF) as provided by current regulation.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2458&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221; css=&#8221;.vc_custom_1594669435738{padding-top: 40px !important;padding-left: 10px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column css=&#8221;.vc_custom_1594670405171{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_row_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594671014023{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">MONITORING <strong>SYSTEM:<\/strong><\/span><\/h2>\n<p><span style=\"color: #2e6946;\">In general terms, monitoring aims to identify unusual operations based on alert signals. In case of certain types of customers who have a high-risk profile, a more detailed monitoring scheme has been put in place.<\/span><\/p>\n<p><span style=\"color: #2e6946;\">In keeping with these policies, whenever the analysis determines that operations or transactions are suspicious, they are reported to the competent authorities (Financial Information and Analysis Unit &#8211; UIAF) as provided by current regulation.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2458&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#88bc6c&#8221;][vc_column css=&#8221;.vc_custom_1594670454008{padding-top: 40px !important;padding-right: 127px !important;padding-bottom: 60px !important;padding-left: 60px !important;}&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2453&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221; css=&#8221;.vc_custom_1594670194178{padding-top: 25px !important;padding-left: 10px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594671048860{padding-top: 40px !important;padding-bottom: 30px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">PERSONNEL<b> TRAINING:<\/b><\/span><\/h2>\n<p><span style=\"color: #ffffff;\">Our company\u2019s top management acknowledges the significance of training and understands that employees are basic pillars in the struggle against money laundering and the financing of terrorism. Thus, training programs for all our collaborators have been designed to disseminate, maintain and update the SARLAFT culture in ALMACAF\u00c9.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#88bc6c&#8221;][vc_column css=&#8221;.vc_custom_1594670470946{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2453&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594671056272{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">PERSONNEL<b> TRAINING:<\/b><\/span><\/h2>\n<p><span style=\"color: #ffffff;\">Our company\u2019s top management acknowledges the significance of training and understands that employees are basic pillars in the struggle against money laundering and the financing of terrorism. Thus, training programs for all our collaborators have been designed to disseminate, maintain and update the SARLAFT culture in ALMACAF\u00c9.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column css=&#8221;.vc_custom_1594670499900{padding-top: 40px !important;padding-right: 60px !important;padding-bottom: 40px !important;padding-left: 60px !important;}&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594671097025{padding-top: 40px !important;padding-bottom: 30px !important;padding-left: 113px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">COMPLIANCE <b>OFFICERS:<\/b><\/span><\/h2>\n<p><span style=\"color: #2e6946;\">The Board of Directors of ALMACAF\u00c9 has appointed a Compliance Officer (Main and Alternate) to execute the duties set forth by current regulation. They are to be duly registered with the Financial Superintendence of Colombia. The compliance officer is a high &#8211; level employee with decision &#8211; making capacity who counts on the support of a human and technical working team that enables him to cover the different management areas and receives the effective support of the Company\u2019s boards of directors.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2460&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221; css=&#8221;.vc_custom_1594669892888{padding-top: 40px !important;padding-left: 10px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column css=&#8221;.vc_custom_1594670513657{padding: 30px !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_row_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594671104303{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">COMPLIANCE <b>OFFICERS:<\/b><\/span><\/h2>\n<p><span style=\"color: #2e6946;\">The Board of Directors of ALMACAF\u00c9 has appointed a Compliance Officer (Main and Alternate) to execute the duties set forth by current regulation. They are to be duly registered with the Financial Superintendence of Colombia. The compliance officer is a high &#8211; level employee with decision &#8211; making capacity who counts on the support of a human and technical working team that enables him to cover the different management areas and receives the effective support of the Company\u2019s boards of directors.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2460&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#88bc6c&#8221;][vc_column css=&#8221;.vc_custom_1594670540995{padding-top: 64px !important;padding-right: 127px !important;padding-bottom: 40px !important;padding-left: 60px !important;}&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2455&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221; css=&#8221;.vc_custom_1594666538178{padding-top: 40px !important;padding-left: 10px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594671132539{padding-top: 40px !important;padding-bottom: 30px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">AUDITING AND <b>CONTROL:<\/b><\/span><\/h2>\n<p align=\"justify\"><span style=\"color: #ffffff;\">The procedure to determine the compliance with the control mechanisms designed and implemented through ALMACAF\u00c9\u2019s SARLAFT Manual has been included as part of the internal audit processes as a specific program based on audit procedures.<\/span><\/p>\n<p align=\"justify\"><span style=\"color: #ffffff;\">To comply with the instructions issued by the Financial Superintendence of Colombia on this matter, the Statutory Auditor of the Institution has implemented quarterly validations applied to the adequate execution of the controls, which has enabled the company to detect opportunities for improvement regarding the instructions on the prevention of money laundering and the financing of terrorism provided for in the currently valid legal standards.<\/span><\/p>\n<p align=\"justify\"><span style=\"color: #ffffff;\">All the foregoing aspects are documented in a SARLAFT Procedures Manual, which is kept in the company for all its employees and executives for consult.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#88bc6c&#8221;][vc_column css=&#8221;.vc_custom_1594670554061{padding: 30px !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2455&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1594671138007{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #284335;\">AUDITING AND <b>CONTROL:<\/b><\/span><\/h2>\n<p align=\"justify\"><span style=\"color: #ffffff;\">The procedure to determine the compliance with the control mechanisms designed and implemented through ALMACAF\u00c9\u2019s SARLAFT Manual has been included as part of the internal audit processes as a specific program based on audit procedures.<\/span><\/p>\n<p align=\"justify\"><span style=\"color: #ffffff;\">To comply with the instructions issued by the Financial Superintendence of Colombia on this matter, the Statutory Auditor of the Institution has implemented quarterly validations applied to the adequate execution of the controls, which has enabled the company to detect opportunities for improvement regarding the instructions on the prevention of money laundering and the financing of terrorism provided for in the currently valid legal standards.<\/span><\/p>\n<p align=\"justify\"><span style=\"color: #ffffff;\">All the foregoing aspects are documented in a SARLAFT Procedures Manual, which is kept in the company for all its employees and executives for consult.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; 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